✨DeFiner Yearly Recap✨

Dear DeFiners:

2022 is here!

Time flies. 2021 was a great year for DeFiner — not only for our team but for all the DeFiner community. You are the reason we work day-in and day-out (or year-in and year-out in this case) to make DeFiner the best DeFi lending protocol with the best rates and service in the market.

As we countdown the final days of 2021, we have for you in this newsletter some of the most special moments for DeFiner over this past year. Enjoy!

And thank you. Thank you for being an integral part of the growth of DeFiner. Take a look below at all we've done... 👀

🤝Partnerships

Strength in Numbers

This year, DeFiner expanded its reach to 30+ partners and counting! Our growth could not have been possible without the valuable support from our dear associates. They are, and will continue to be, a key part of our success now and in years to come. Thank you. The sky is the limit!

👩‍💻Product & Tech Updates

Introducing DeFiner 2.0

The most exciting aspect on the product side is our introduction of the DeFiner 2.0 concept - a truly permissionless, configurable, and decentralized lending protocol with 100% protected privacy.

With this third generation of our DeFi lending protocol, DeFiner is poised to lead the DeFi space with features such as:

allowing anyone to create a configurable lending pool
a new privacy feature using ZK-proofs to enable balance transfers within our contract without disclosing any information

We published the DeFiner 2.0 milestone in early October. DeFiner 2.0 will be released in phases, each with a different function.

Look for these announcements soon!

👉Read more about DeFiner 2.0👈

iOS Mobile App Whitelist

Another significant milestone this year is the development of our iOS app. There are currently no similar products available on the market right now. The launch of the mobile app will significantly benefit our users, making DeFi lending easier and more accessible.

Our iOS app is currently open for invite-only testing for our community. Sign up for the whitelist today. Testers will have the opportunity to earn up to $20,000 worth of FIN!

👉Become a whitelist member today!👈

DeFiner 1.0 Feature Updates

In addition to our new products, DeFiner has been enjoying steady growth in our current product in several key areas.

Multi-Chain Initiatives

To help users with the high gas fees on Ethereum, DeFiner took the leap in 2021 and launched our multi-chain initiatives. So far, we have successfully crossed over to OEC and, most recently, to Polygon!

These are just the first steps towards launching on multiple chains. We are exploring and plan to launch on more blockchains such as Harmony, Solana, Avalanche, BSC, Near, and others.

Look for these announcements soon!

Other Feature Updates

📌 Gas Fee Reduction

In May, our technology team studied the contract and reduced gas costs for our Ethereum users by up to 50%.

📌 Interest Rate Model Optimization

Based on the community's request, we optimized our interest rate model by switching from a linear model to a non-linear model.

Read about the new model

📌 A Collateral Switch

We also added the collateral switch. Users now have the option to choose whether they want the token as collateral or not.

Watch the tutorial

📌 48-Hour Time Lock

We transferred the owner account of deployed savings contracts to a 48-hour time clock contract. This allows future scheduled upgrades to be executed after 48 hours on the blockchain.

📌 Multi-Sig Account

In December, the admin account was transferred to a multi-signature controlled account on both the Ethereum and OKEx blockchains.

How it works

🎟️Events & Media

Forbes Next 1000 Recently, our CEO Jason Wu was named the Forbes Next 1000! We couldn't be more proud to see leaders in the crypto field being recognized. It's a step forward for the whole industry. Check out the Forbes page
	NexCubed Demo Day In May, Chyna, our COO, presented DeFiner 2.0 at the NexCubed Spring 2021 Portfolio Showcase. Watch the full pitch
Bitcoin Insider Article Earlier this year, Chyna wrote an exclusive article on asset tokenization and the global stock market. Read the article
	U.S. Blockchain Event A DeFiner-sponsored event in Minnesota was held in October and featured U.S. Congressman Tom Emmer speaking about the government's role in helping crypto. Read the event recap

💓The DeFiners

Ambassador Program

We launched our Ambassador Program this year! Since August, we have grown to over 20 ambassadors from all over the world.

Become a DeFiner Today

Being a DeFiner Series

In September, we released our Being a DeFiner Series. These videos showcase first-hand experiences of DeFiner's working culture.

Watch the series

We're Hiring!

Start the new year with the opportunity of a lifetime. Come join us and take DeFiner to the next level.

See job openings

🎆Happy New Year!🎆

As good as 2021 was, 2022 will be our best year yet.

We can't tell you everything that's coming, but take our word for it: There has never been a better time to be a DeFiner. Thank you for being a part of this incredible community!

We wish you all a year full of peace, joy, and prosperity. We will do our best to help you achieve your financial goals along the way.

Define your year with DeFiner.